Buying Guide

Step 1

Arrange your mortgage

Before you begin your property search, it is advisable to arrange your finances and, if required, have a mortgage agreed in principle. This will confirm how much money you will have to fund the purchase, which will ultimately influence your property search.

Our recommended mortgage broker, has access to the entire market, as well as exclusive deals and rates to help find you the best mortgage available.

Step 2

Step 5

Instructing a solicitor

The successful purchase of a property can be reliant on the instruction of an efficient and experienced solicitor. It is a good idea to use a solicitor who knows the area that you’re moving to and specialises in conveyancing.

We have a selection of tried and tested solicitors that are experts in property who we would be happy to recommend.

Step 6

Making an offer

Once you have identified a suitable property we will put your offer forward to the seller both verbally and in writing stating any special conditions of the offer. You may need to demonstrate, if requested, that you are able to proceed (e.g. provide evidence of your mortgage agreed in principle).

There are no legal obligations on either side until contracts are signed.

Step 7

Offer agreed

Once your offer is accepted we will do the following: Prepare a memorandum of sale. Write to all parties to confirm the agreed price. Ask you to confirm your solicitor’s and mortgage broker’s details You will now need to instruct your solicitor to proceed with the conveyancing process and your mortgage broker to proceed with your application.

Step 3

Finding the right property

Once we have a clear understanding of your requirements you will receive a selection of properties that match your criteria. We can also keep you constantly up-to-date via email and SMS alerts when the latest properties become available.

Step 4

The key to successful viewings

We’re open at times to suit you, convenient for viewing after work, at weekends and bank holidays.

In order to secure a property we recommend an early viewing. We will accompany your viewing where possible, ensuring the experience is a relaxing and stress free one. We’ll be available to answer any questions and advise where necessary.

Step 8

Conveyancing

As part of the conveyancing process your solicitor will do the following:
Raise any additional enquiries on receipt of the draft contract from the seller’s solicitor. Request their own local searches Agree on a date for exchange of contracts. We will assist your solicitor and negotiate throughout the process, keeping you informed every step of the way.